Personal Finance & Wealth Intelligence

AI-powered personal finance and wealth management intelligence engine. Covers investment portfolio design (5 asset classes: cash, bonds, stocks, real estate, alternatives), retirement planning (401k/IRA/HSA/529), tax optimization strategies, debt management (avalanche vs. snowball), real estate analysis (buy vs. rent, mortgage optimization), and wealth milestones by life stage (20s to 60s+). Integrates 12 data sources (Yahoo Finance, Morningstar, Bankrate, Vanguard/Fidelity/Schwab, Zillow, IRS, SSA, BLS CPI). Delivers portfolio allocation models, retirement readiness scores, tax-loss harvesting strategies, and FIRE (Financial Independence Retire Early) planning.

by @ai-gaoqian·MIT-0