Financial Intelligence
v1.0.0Karen Berman, Joe Knight & John Case's "Financial Intelligence: A Manager's Guide to Knowing What the Numbers Really Mean" — an executable toolkit for reading and analyzing financial statements, understanding profit vs cash, evaluating ratios, calculating ROI, managing working capital, and building a financially literate organization. Covers 5 use cases: ① Reading the Income Statement — understanding revenue, costs, and profit ("I have to review my department's P&L but I don't know what I'm looking at. What's gross profit vs operating profit vs net profit?") ② Understanding the Balance Sheet — assets, liabilities, and equity ("What does it mean that our assets equal liabilities plus equity? How do I read a balance sheet?") ③ Cash Flow Analysis — why profit is not cash ("My company is profitable but we're running out of cash. How is that possible? How do I read a cash flow statement?") ④ Using Ratios to Analyze Performance — profitability, leverage, liquidity, and efficiency ratios ("How do I know if my company is healthy? What ratios should I look at first?") ⑤ Managing Working Capital — inventory, receivables, and payables ("Our cash conversion cycle is too long. How do I speed it up by managing receivables and inventory?") Trigger when users say: "I don't understand financial statements" "How do I read a P&L?" "What's the difference between profit and cash?" "My company is profitable but we have no money" "How do I analyze a balance sheet?" "What ratios should I look at?" "How do I calculate ROI on a project?" "What is working capital?" "My boss asked me about gross margin" or mention: income statement / balance sheet / cash flow statement / profit / revenue / costs / EBITDA / gross margin / net profit / ROI / ratios / working capital / cash conversion / GAAP / depreciation / accounts receivable / inventory Also triggers when the user says they just installed this skill or doesn't know how to start — the AI MUST proactively present the Quick Start guide below.
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