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💰 Monarch Money

v1.0.0

Access Monarch Money financial data: accounts, transactions, budgets, and cashflow. Use when the user asks about their finances, spending, account balances,...

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by @silentknight87 (SilentKnight87)·MIT-0
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License
MIT-0
最后更新
2026/3/30
安全扫描
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可疑
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OpenClaw
安全
high confidence
This skill is internally consistent: it wraps the monarchmoney Python library to access user financial data, stores a local session file, and does not request unrelated credentials or perform unexpected network/file actions.
评估建议
This wrapper appears to do what it claims: it installs the monarchmoney Python library, prompts you for your Monarch email/password and MFA once, then saves a session token at ~/.monarchmoney/mm_session.pickle for future use. Before installing, verify the 'monarchmoney' pip package source (use a virtualenv), review its repository if possible, and ensure you trust the environment where you'll store the session file. Treat the session file as sensitive (restrict filesystem permissions). Remember t...
详细分析 ▾
✓ 用途与能力
Name/description match the implementation: scripts call the monarchmoney client to list accounts, transactions, budgets, cashflow, and trigger refreshes. Required binary (python3) and the pip package are appropriate for the stated purpose.
✓ 指令范围
SKILL.md instructions are scoped to installing the monarchmoney library, running an interactive login to collect email/password/MFA, and using CLI scripts that read/write the session file under ~/.monarchmoney. There are no instructions to read unrelated files, environment variables, or send data to unexpected endpoints.
✓ 安装机制
The install path is pip install of the 'monarchmoney' Python package (documented in SKILL.md). No arbitrary downloads, URL shorteners, or archive extraction are used in the skill bundle itself.
✓ 凭证需求
The skill requests no environment variables or external credentials in its manifest. It asks the user interactively for email/password/MFA as expected for login and persists a session file locally. No unrelated secrets or config paths are requested.
ℹ 持久化与权限
The skill does not request always:true or system-wide changes. It saves a session to ~/.monarchmoney/mm_session.pickle (normal for this use). The skill is invocable/autonomous by default (disable-model-invocation is false) — this is the platform default but worth noting because the skill can be called by the agent.
安全有层次，运行前请审查代码。

License

MIT-0

可自由使用、修改和再分发，无需署名。

运行时依赖

无特殊依赖

版本

latestv1.0.02026/3/30

Initial public release: accounts, transactions, budgets, cashflow, account refresh via CLI wrapper

● 可疑

安装命令 点击复制

官方npx clawhub@latest install monarch
镜像加速npx clawhub@latest install monarch --registry https://cn.clawhub-mirror.com

技能文档

Query Monarch Money for financial data via CLI wrapper scripts.

Prerequisites

  • Install the library:
   pip install monarchmoney
  • First-time authentication (interactive, run once):
   python3 scripts/login_setup.py
Prompts for email, password, and MFA code if enabled. Saves session to ~/.monarchmoney/mm_session.pickle. Sessions last months.

Commands

All commands output JSON. Pipe through jq for filtering.

Accounts

python3 scripts/monarch.py accounts
Returns: id, displayName, type, subtype, currentBalance, institution, isHidden, includeInNetWorth.

Transactions

# Last 30 days (default)
python3 scripts/monarch.py transactions
# Custom date range
python3 scripts/monarch.py transactions --start 2026-01-01 --end 2026-01-31
# Limit results
python3 scripts/monarch.py transactions --limit 50
Returns: id, date, amount, merchant, category, account, notes, isPending, isRecurring.

Budgets

python3 scripts/monarch.py budgets
Returns: monthlyBudget, totalSpent, per-category breakdown (budgetAmount, spentAmount, remainingAmount).

Cashflow

# Current month
python3 scripts/monarch.py cashflow
# Specific month
python3 scripts/monarch.py cashflow --month 2026-01
Returns: income, expenses, savings, savingsRate for the specified month.

Refresh Accounts

python3 scripts/monarch.py refresh
Triggers a sync with all linked financial institutions.

Troubleshooting

  • "Not authenticated" or "Session expired": Delete ~/.monarchmoney/mm_session.pickle and re-run scripts/login_setup.py.
  • Rate limiting: Monarch Money may throttle rapid requests. Space out queries.
  • Import errors: Ensure monarchmoney is installed in the Python environment being used.
数据来源：ClawHub ↗ · 中文优化：龙虾技能库
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